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Experts Questions and Answers

Feb 24 2016

Question0?

Posted by Testingss to Jarrod Robinson Views (4574)

Answer0! [ read more ]

Feb 22 2016

this is a test question?

Posted by John to Jarrod Robinson Views (2052)

This is a test answer. [ read more ]

Jan 13 2011

We are a young couple with a mortgage, In your option is it better to put money in our RSP's or pay down our mortgage. Thanks

Posted by to Marci Perreault Views (2619)

That is a very good question and one that a lot of people ask.  However, I cannot give you a cut and dry answer.  There are many variables that come into play.  I would have to look at any other debt that you may have, interest rates, balance of mortgage, cash flow, just to name a... [ read more ]

Oct 16 2010

Marci I have 2 questions 1/We have a friend who has equities , all the stocks say segregated. They understand what a segregated fund is but what is a segregated stock 2/ I here that insurance companies now have a program that they sell a product in the rrsp that pays a 5.25=5.5% on the investment until age 71 .At that age it is converted and it is a 6% rate of return after 71. Investors group is pushing this producct. Do you have a similar product and what do you know about this.... Allan

Posted by allan to Marci Perreault Views (2662)

 Hi Allan.  I am a bit confused by Question 1.   Are you referring to how the stocks are referred to on the investment statement?  I would need to see a copy before I can comment.  I certainly understand segregated funds, but segregated stocks are something new.... [ read more ]

Jul 21 2010

What is the difference between a mortgage insurance and a life insurance?

Posted by Tal Plagi to Marci Perreault Views (2788)

That is a good questions Tal.   Personal life insurance allows you to meet more of your family’s needs than just the mortgage.  The beneficiary can use the proceeds of the life insurance policy any way they deem necessary—not just to repay the mortgage.   With a... [ read more ]

Apr 17 2010

What is mortgage insurance?

Posted by April to Marci Perreault Views (2612)

Mortgage insurance is an insurance policy that pays the balance of your mortgage to the lending institution if you, the person listed on the mortgage, passes away.  Insurance from lenders usually covers the exact amount of your mortgage.  Your coverage decreases as the mortgage is paid... [ read more ]